DATA PROTECTION POLICY
Protecting the data and integrity of our Users is a high priority for PAYTOO Capital LLC .
Security measures in place include policies, procedures, computer network architecture, and computer software design.
The PAYTOO Capital LLC processing platform computer network and processing system facilities and Network Access Point (“NAP”) are located in a secure computer data center in The United States of America, which also houses computer servers for some of the largest companies in the world. It is a TIA942 Tier IV class facility. It is the first purpose-built, carrier-neutral network access point, designed to link PAYTOO Capital LLC with the rest of the world.
In the event of something catastrophic happening to the NAP,PAYTOO Capital LLC has arranged for a redundant failover NAP facility, which is also located in The United States of America.
The physical security from intrusion and elements is combined with fully redundant power supplies and cooling systems. Network providers all route through the providing facility.
Fraud Prevention and Risk Management
Fraud prevention and risk reduction are fundamental requirements for all transaction processing systems. Many transaction processing companies suffer from systems that have evolved over the years to accommodate increasing threats and regulations. Modifying an old system is as difficult as remodeling an old house. The original plans no longer exist and the slightest change can have undesirable effects. The software can freeze and improvements become more difficult as familiarity with the hard coded algorithms fades. Regulators can see significant problems during a performance audit because the system is 100% measurable.
PAYTOO Capital LLC has access to the database of over 20 years of transactions made within the United States, Europe, and South America to be able to have developed a Fraud and Risk Management (“FaRM”) processor. It is a proprietary system designed to detect suspicious activity by assessing the risk of each transaction.